Build Financial Skills That Actually Stick
Most people know they should manage money better. But knowing isn't the same as doing. Our learning programs bridge that gap—starting October 2025, we're running cohorts designed around real scenarios and practical application.
We've spent years working with Australian families and small businesses who felt stuck. They understood budgeting concepts but couldn't make them work. So we built something different: structured programs that mix theory with hands-on practice, delivered in manageable chunks over several months.
This isn't about becoming a financial wizard overnight. It's about developing habits that compound over time. Our autumn 2025 intake focuses on three core areas: household budgeting, small business cash flow, and investment fundamentals for beginners.
Three Programs, One Goal
We keep things simple. Each program runs for 16 weeks with weekly sessions and practical assignments. You'll work through real examples and build systems you can actually use.
Household Finance Foundations
Learn to track spending without feeling restricted, build emergency funds that actually work, and make informed decisions about debt. We cover everyday money situations—from grocery budgets to unexpected car repairs. You'll create a flexible system that adapts to your life, not the other way around.
16 weeks • Starts October 2025Small Business Cash Management
For sole traders and small businesses struggling with irregular income and seasonal fluctuations. We'll help you separate business and personal finances, forecast cash needs, and handle GST obligations without panic. Based on common challenges we see in Queensland businesses—from tradies to consultants.
16 weeks • Starts November 2025Investment Basics for Beginners
Demystifying shares, ETFs, and super contributions. No get-rich-quick promises—just honest explanations of how different investment vehicles work, the risks involved, and how to start with small amounts. We focus on Australian market context and tax implications that matter here.
16 weeks • Starts January 2026How People Progress Through the Program
Getting the Basics Right
Most participants start by tracking their spending for two weeks without changing anything. It's eye-opening. You'll set up simple systems for categorizing expenses and learn to spot patterns. No judgment, just observation. Then we introduce basic budgeting frameworks you can customize.
Real Scenarios, Real Solutions
This is where theory meets reality. We work through case studies based on actual situations—dealing with variable income, managing competing financial priorities, handling unexpected expenses. You'll adjust your systems based on what's working and what isn't. Regular check-ins help troubleshoot problems early.
Creating Sustainable Habits
By now you've had a few months of practice. We focus on refinement and forward planning. Setting realistic goals, understanding your risk tolerance, and creating frameworks for bigger financial decisions. Most people leave with systems they'll stick with because they built them themselves.
Who You'll Learn From
Our instructors aren't just qualified—they've worked with hundreds of clients and understand the gap between textbook advice and messy real life. They're based here in Rockhampton and bring local context to every session.
Harland Voss
Household Finance & Budgeting
Worked with over 200 families across Central Queensland. Harland specializes in helping people who've tried budgeting before and given up. His approach focuses on flexibility and gradual improvements rather than restrictive rules.
Seren Kirkwood
Business Cash Flow & Investments
Former accountant turned educator. Seren ran her own consulting practice for eight years before transitioning to teaching. She understands the specific challenges of irregular income and seasonal business patterns common in regional Australia.
Ready to Start Building Better Financial Habits?
Enrollment for our October 2025 cohort opens in July. Spaces are limited to 18 participants per program to ensure everyone gets individual attention. Get in touch to learn more about what's involved and whether it's right for you.
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